Each time you pay with plastic your bank is watching, analyzing and calculating every move you make. That's right…and we found your bank may be using your purchases to lure you into spending more money.

When Oren Milgram opened his most recent credit card statement he found coupon offers mixed in with the rest of his charges-like: "Save up to 35% on tax software…" and discount entertainment. If he clicks on the ad-his bank warns: he's going to be taken to a third party website.