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Mobile payment isn’t about reinventing the wheel – it’s about making merchants and customers’ lives better by establishing a relationship built on knowledge and trust. That at least is the message at the heart of a mobile payment service called Znap, which launched in early 2013 and is currently seeking to sign up merchants and retailers in the UK, US and Asia Pacific. Created by Hong Kong business technology company MPayMe, Znap doesn’t claim to make payment itself easier. Instead, it’s all about....

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