There’s an old saying that goes “if you don’t like the weather in (insert name of city), just wait a minute.” The same idea could be applied to payment technology. “When we are trying to catch up with one thing, another thing new comes up,” says Nubia Carrillo, Vice President of Payment Services SchoolsFirst Federal Credit Union. “As we try to catch up with EMV, new things are coming out like tokenization, Apple Pay, and others like that. It is....